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Are Students Covered on a Field Trip?

The Student Accident Program generally extends coverage for eligible benefits on field trips that are:

1.  School Sanctioned 

A sanctioned trip must be one that has the school’s permission or approval. A school would not want to extend their liability for an event that fell outside of their control.

2. 

Benefits to Parents and Students

We have talked about the benefits of the Student Accident Program to the school’s budget and how important it is to protect the operating costs, salaries, educational funds, nutrition allowance, and many other vital parts of the school’s finances. Let’s look at the benefits to the parents and children:

  1. Excessive Cost –

Case Study: Reducing the Fear of Medical Costs

“I can’t afford to go to the doctor. Maybe it will get better.”

“We just don’t have the money right now.”

“Maybe we can borrow some money from ___.”

Have you heard anyone say these things before? Have you said them before? Knowing medical care will be expensive may affect the decisions someone makes about seeking treatment.

Success Stories: The Benefits of Additional Coverage

Did you know that the Student Accident
Program
can complement the medical coverage a student may already have?

Case Study Brief

A StudentAccident.net client had a football student who was injured during practice. His forearm break needed immediate attention.

Some of the medical expenses incurred were:

  • Emergency room visit
  • X-rays
  • Forearm Cast
  • Follow-up visits

Even though the parents had major medical for the student,

Boast About Your Student Accident Program

The Student Accident Program is such a valuable benefit to students who attend your school. We see many schools without a well-thought-out risk management plan implemented. Having one in place helps to make your academy stand out as a proactive leader in student safety. Because of this, we suggest the schools promote it as a benefit of their academy.

How to Protect the School from an Expensive Claim

Protecting the school’s budget is the key goal of
the Student Accident Program.

You
hope you never have an accident but having a plan in place is the best way to
protect the school from unexpected injuries. Let’s look at an example from one
of our schools:

A
Christian School in the Midwest participates in different sporting activities
including football and cheerleading.

Spring Break Safety

Spring is here! Time for one of the most popular school holidays: spring break. Make this year’s trip memorable by having fun and helping yourself, your friends, and others stay healthy and out of harm’s way. The CDC gives several tips about spring break safety:

  • Limit alcohol
  • Be active
  • Be prepared for your trip
  • Protect yourself
  • Think twice before putting yourself at risk
  • Protect your eyes
  • Know the ropes of swimming and boating
  • Protect yourself from the sun
  • Eat healthy
  • Be smoke free
  • Get help when necessary

Click here to read the full article.

Last Chance to See Snow This Year

With all signs pointing towards warm weather coming soon, many of you may be looking to get one last weekend ski trip in before the slopes close for the season.  No matter where in the country you live, you are never to far from a ski resort and here are the closing date ranges of some popular ones that may be in your area.