Even as an adult, it is hard to forget that feeling of the first day of the new school year, whatever that feeling was for you. Sure, some enjoyed it, but most were met at the school doors with feelings of apprehension, fear, nervousness, anxiety, and the stark reality that summer vacation was truly over!
The Student Accident Program generally extends coverage for eligible benefits on field trips that are:
1. School Sanctioned
A sanctioned trip must be one that has the school’s permission or approval. A school would not want to extend their liability for an event that fell outside of their control.
Do you get the moans and groans from your students when you assign that timeless essay at the beginning of each school year on how each student spent their summer vacation? Are you dreading the possibility of reading 20 essays describing how they spend endless hours playing video games or the evading excuse of “I didn’t really do anything”?
We have talked about the benefits of the Student Accident Program to the school’s budget and how important it is to protect the operating costs, salaries, educational funds, nutrition allowance, and many other vital parts of the school’s finances. Let’s look at the benefits to the parents and children:
- Excessive Cost –
“I can’t afford to go to the doctor. Maybe it will get better.”
“We just don’t have the money right now.”
“Maybe we can borrow some money from ___.”
Have you heard anyone say these things before? Have you said them before? Knowing medical care will be expensive may affect the decisions someone makes about seeking treatment.
Did you know that the Student Accident
Program can complement the medical coverage a student may already have?
Case Study Brief
A StudentAccident.net client had a football student who was injured during practice. His forearm break needed immediate attention.
Some of the medical expenses incurred were:
- Emergency room visit
- Forearm Cast
- Follow-up visits
Even though the parents had major medical for the student,
The Student Accident Program is such a valuable benefit to students who attend your school. We see many schools without a well-thought-out risk management plan implemented. Having one in place helps to make your academy stand out as a proactive leader in student safety. Because of this, we suggest the schools promote it as a benefit of their academy.
Protecting the school’s budget is the key goal of
the Student Accident Program.
hope you never have an accident but having a plan in place is the best way to
protect the school from unexpected injuries. Let’s look at an example from one
of our schools:
Christian School in the Midwest participates in different sporting activities
including football and cheerleading.
The Student Accident Program was designed to benefit our schools, students, and parents. We wanted a program to protect all three from the cost of medical bills and the hidden cost of accident claims that schools sometimes overlook.
What are the known costs?
When a student is injured at school, that injury requires medical care which can range from only a few stitches to casts,
Spring is here! Time for one of the most popular school holidays: spring break. Make this year’s trip memorable by having fun and helping yourself, your friends, and others stay healthy and out of harm’s way. The CDC gives several tips about spring break safety:
- Limit alcohol
- Be active
- Be prepared for your trip
- Protect yourself
- Think twice before putting yourself at risk
- Protect your eyes
- Know the ropes of swimming and boating
- Protect yourself from the sun
- Eat healthy
- Be smoke free
- Get help when necessary