SPECIAL RISK COVERAGE
Student Accident allows you the opportunity to choose a perfect plan that fits your needs. OurÂ risk management experts can help analyze and identify what your needs are and how to stay compliant with State and Federal regulations.
Daycare coverage is available to child care centers, nursery schools, and head start programs. Our coverage selection is diverse and flexible to fit your school’s needs. We offer primary coverage or excess coverage with three different levels of plan maximums. Speak to one of our special risk specialists on this coverage.
Does your school take an annual trip? Whether it’s to a campsite or an off-campus overnight trip, Student Accident can protect you and your students. We offer a low-cost solution for your school when you travel on overnight student trips. Contact your special risk specialist to learn more about this coverage.
Primary coverage options offered are General Liability (GL) and Accident. The GL coverage protects owners, directors, staff, and volunteers against claims of alleged negligence. Coverage also includes participant liability. GL limits are $1 million per occurrence/$3 million aggregate, with a minimum premium $750 ($500 for sports camps).
Accident coverage pays medical expense, regardless of fault, on an excess basis. It covers out of pocket expenses, such as, deductibles and co-payments made under primary coverage, or if the insured has no other coverage. Expenses are paid in full up to the policy limit. We offer limits from $10,000 to $500,000, with various deductible options. Minimum premium is $350.
Other Covered Groups
- Boy/Girl Scouts
- Church Groups
- Civic Organizations
- Dance and Theatre Groups
- Daycare Centers and Preschools
- Fundraising Events
- Recreation Centers
- Social Clubs
- Travel and Tour Groups
- Volunteer Organizations
- Youth Groups
What other coverage does Student Accident offer?