Student Accident Coverage will be used to cover deductibles, co-pays, and other out-of-pocket expenses due to accidents. Also, if a parent loses their job due to a layoff or any other reason, the child will still have coverage available.

Waivers are considered void once the date the waiver was signed has passed. Circumstances are constantly changing and future events cannot be predicted. Therefore, parents or a school cannot waive the costs associated with student injuries.

The school collects the premium from each child’s parent. It is part of tuition and is a zero-cost budget item for the school.

Yes! Parents are very receptive when they are made aware of the valuable benefit provided for them and their children at such a minimal cost. Student Accident is happy to provide you with a letter to parents detailing the decision their school has made as well as explaining the benefits and costs of coverage.

There are no deductibles on the Student Accident plan. Deductibles defeat the purpose of an accident plan when it is used as primary coverage or secondary to pay for any deductibles / co-pays from a parent’s major medical plan.