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STUDENT ACCIDENT COVERAGE HIGHLIGHTS

Your child is your life so why not protect that life. Student Accident coverage, a risk-management solution, provides your parents and school staff with security and a peace of mind while a child is at school. Student Accident benefits the school in the event of an accident, protecting against the cost of medical expenses and liability. It helps the student/parent pay for out of pocket expenses. Plans are offered at different levels of coverage with competitive rates and $0 deductibles. Our most popular plan offers $1,000,000 in coverage with an optional $500,000 for disability benefits. We recommend this plan to all of our clients, as schools and parents should be prepared in the case of a severe accident.

KINDERGARTEN THROUGH 12TH GRADES

The Student Accident plan is a secondary insurance that covers all full-time students enrolled in Kindergarten through 12th grades. The coverage is mandatory for all students in order for the coverage to be valid. In the event that the student does not have primary coverage, the Student Accident plan becomes the primary insurance.

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COLLEGE AND UNIVERSITY PROGRAMS

Young adults ages 19-29 comprise a large share of the uninsured or underinsured population which is now projected to exceed 42 million Americans. There are approximately 14 million college students in the U.S. attending 4,182 colleges and universities across the nation. It is estimated that as much as 30% of these students do not have health insurance.

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SPECIALTY COVERAGE

Not every school’s needs fit into a standard plan. We can find just the right coverage that fits your school’s need. From Daycare coverage to Camp coverage, find the customized plan that you need so you can focus on what’s important – your students.

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